:root{--space-1:4px;--space-2:8px;--space-3:12px;--space-4:16px;--space-5:20px;--space-6:24px;--space-8:32px;--space-10:40px;--space-12:48px;--bg-color:#0b0f19;--bg-gradient-start:#080c14;--bg-gradient-end:#0f172a;--panel-bg:#111827b3;--panel-bg-hover:#172135d9;--panel-border:#ffffff14;--panel-border-focus:#6366f180;--text-primary:#f8fafc;--text-secondary:#cbd5e1;--text-muted:#94a3b8;--primary:#6366f1;--primary-hover:#4f46e5;--primary-focus:#818cf8;--primary-glow:#6366f159;--danger:#ef4444;--danger-glow:#ef44444d;--success:#10b981;--success-glow:#10b98140;--warning:#f59e0b;--accent-blue:#0ea5e9;--accent-purple:#8b5cf6;--input-bg:#0a0f1ed9;--input-border:#ffffff1f;--input-focus:#6366f1;--font-display:"Outfit", "Plus Jakarta Sans", system-ui, sans-serif;--font-body:"Plus Jakarta Sans", system-ui, sans-serif;--card-radius:16px;--input-radius:8px;--shadow-sm:0 2px 8px #0003;--shadow-md:0 8px 24px #0000004d;--shadow-lg:0 16px 40px #0006}[data-theme=light]{--bg-color:#f8fafc;--bg-gradient-start:#fff;--bg-gradient-end:#f1f5f9;--panel-bg:#ffffffe0;--panel-bg-hover:#fffffffa;--panel-border:#0f172a1a;--panel-border-focus:#6366f199;--text-primary:#0f172a;--text-secondary:#334155;--text-muted:#64748b;--primary:#4f46e5;--primary-hover:#4338ca;--primary-focus:#4f46e5;--primary-glow:#4f46e540;--input-bg:#fff;--input-border:#cbd5e1;--input-focus:#4f46e5;--shadow-sm:0 2px 8px #0000000d;--shadow-md:0 8px 24px #0f172a14;--shadow-lg:0 16px 40px #0f172a1f}[data-theme=light] .header-logo h1{background:linear-gradient(90deg,#0f172a,#334155);-webkit-text-fill-color:transparent;-webkit-background-clip:text}[data-theme=light] .scenario-toolbar{background:#ffffffe6}[data-theme=light] .scenario-select option{color:#0f172a;background:#fff}[data-theme=light] .modal-card{background:#fffffffa}[data-theme=light] .modal-footer{background:#f1f5f999}[data-theme=light] .slider{background:#cbd5e1}[data-theme=light] .slider::-webkit-slider-thumb{background:#4f46e5;box-shadow:0 2px 6px #4f46e566}[data-theme=light] .slider::-moz-range-thumb{background:#4f46e5;box-shadow:0 2px 6px #4f46e566}[data-theme=light] .btn-primary{background:linear-gradient(135deg,#4f46e5,#7c3aed);box-shadow:0 4px 12px #4f46e559;color:#fff!important}[data-theme=light] .btn-outline{color:#334155;background:#fff;border-color:#cbd5e1}[data-theme=light] .btn-outline:hover{color:#0f172a;background:#f1f5f9;border-color:#94a3b8}[data-theme=light] .schedule-table th{color:#334155;background:#f1f5f9;border-bottom:2px solid #cbd5e1}[data-theme=light] .schedule-table td{color:#0f172a;border-bottom:1px solid #e2e8f0}[data-theme=light] .schedule-table tbody tr{background:#fff}[data-theme=light] .schedule-table tbody tr:nth-child(2n){background:#f8fafc}[data-theme=light] .schedule-table tbody tr:hover{background:#e2e8f0}[data-theme=light] .table-pagination{border-top:1px solid #e2e8f0}[data-theme=light] .target-results{box-shadow:var(--shadow-sm);background:#fff;border:1px solid #e2e8f0}[data-theme=light] .loan-amount-badge{background:#4f46e514;border:1px solid #4f46e533}[data-theme=light] .loan-preset-grid{background:#f1f5f9;border-color:#cbd5e1}[data-theme=light] .btn-preset{color:#475569}[data-theme=light] .btn-preset.active{color:#4f46e5;background:#fff;box-shadow:0 1px 3px #0000001a}[data-theme=light] .scenario-comments-banner{background:#4f46e514;border-color:#4f46e54d}[data-theme=light] .arm-settings-panel{background:#f59e0b14;border-color:#f59e0b4d}[data-theme=light] .arm-phase-badge{background:#fff;border-color:#cbd5e1;box-shadow:0 1px 3px #0000000d}[data-theme=light] .arm-phase-item .phase-title{color:#475569}[data-theme=light] .arm-phase-item .phase-payment{color:#0f172a}[data-theme=light] .arm-phase-arrow{color:#64748b}*{box-sizing:border-box;margin:0;padding:0}:focus-visible,button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:2px solid var(--primary-focus);outline-offset:2px;box-shadow:0 0 0 4px var(--primary-glow)}body{background:radial-gradient(circle at 50% 0%, var(--bg-gradient-start), var(--bg-gradient-end));color:var(--text-primary);font-family:var(--font-body);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;min-height:100vh;line-height:1.5}button,input,select,textarea{font-family:var(--font-body)}::-webkit-scrollbar{width:8px;height:8px}::-webkit-scrollbar-track{background:var(--bg-gradient-start)}::-webkit-scrollbar-thumb{background:#ffffff26;border-radius:4px}::-webkit-scrollbar-thumb:hover{background:var(--primary)}.app-container{max-width:1440px;padding:var(--space-6);gap:var(--space-6);flex-direction:column;margin:0 auto;display:flex}.app-header{justify-content:space-between;align-items:center;gap:var(--space-4);border-bottom:1px solid var(--panel-border);padding-bottom:var(--space-5);margin-bottom:var(--space-2);z-index:10000;flex-flow:wrap;display:flex;position:relative}.header-branding{gap:var(--space-1);flex-direction:column;display:flex}.header-logo{align-items:center;gap:var(--space-3);display:flex}.header-logo i{background:linear-gradient(135deg, var(--primary), var(--accent-purple));-webkit-text-fill-color:transparent;filter:drop-shadow(0 2px 10px var(--primary-glow));-webkit-background-clip:text;font-size:2rem}.header-logo h1{font-family:var(--font-display);letter-spacing:-.02em;background:linear-gradient(90deg,#fff,#cbd5e1);-webkit-text-fill-color:transparent;-webkit-background-clip:text;font-size:2.2rem;font-weight:800}.header-subtitle{color:var(--text-secondary);font-size:.95rem;font-weight:400}.top-navbar-right{align-items:center;gap:var(--space-3);z-index:10000;flex-wrap:wrap;display:flex;position:relative}.navbar-utility-actions{align-items:center;gap:var(--space-2);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);border:1px solid var(--panel-border);border-radius:var(--card-radius);padding:var(--space-2) var(--space-3);box-shadow:var(--shadow-sm);background:#121a2fbf;display:flex}[data-theme=light] .navbar-utility-actions{background:#ffffffd9;border-color:#cbd5e1}.btn-theme-toggle{border-radius:var(--radius-md);width:34px;height:34px;color:var(--text-secondary);border-color:var(--panel-border);cursor:pointer;justify-content:center;align-items:center;padding:0;transition:all .2s;display:inline-flex}.btn-theme-toggle:hover{color:var(--primary);border-color:var(--primary);background:#6366f11f;transform:translateY(-1px)}[data-theme=light] .btn-theme-toggle{color:#475569;border-color:#cbd5e1}[data-theme=light] .btn-theme-toggle:hover{color:#4f46e5;background:#e0e7ff;border-color:#818cf8}.scenario-toolbar{align-items:center;gap:var(--space-3);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);border:1px solid var(--panel-border);border-radius:var(--card-radius);padding:var(--space-2) var(--space-4);box-shadow:var(--shadow-sm);z-index:10000;background:#121a2fbf;display:flex;position:relative}.scenario-switcher-wrapper{z-index:10001;align-items:center;display:inline-flex;position:relative}.active-scenario-pill{align-items:center;gap:var(--space-2);background:var(--input-bg);border:1px solid var(--input-border);white-space:nowrap;cursor:pointer;color:var(--text-primary);border-radius:20px;padding:6px 14px;font-size:.8rem;transition:all .2s;display:flex;box-shadow:0 1px 3px #0000000d}.active-scenario-pill:hover,.active-scenario-pill.open{border-color:var(--primary-focus);box-shadow:0 0 0 3px var(--primary-glow);background:#6366f11f}.pill-folder-icon{color:var(--primary);font-size:.85rem}.pill-arrow-icon{color:var(--text-muted);font-size:.72rem;transition:transform .2s}.active-scenario-pill.open .pill-arrow-icon{transform:rotate(180deg)}.scenario-dropdown-menu{-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);z-index:100000;background:#0f172a;border:1px solid #ffffff26;border-radius:12px;flex-direction:column;width:320px;max-height:380px;animation:.15s ease-out fadeInDown;display:flex;position:absolute;top:calc(100% + 8px);left:0;overflow:hidden;box-shadow:0 16px 40px #0009}[data-theme=light] .scenario-dropdown-menu{background:#fff;border-color:#cbd5e1;box-shadow:0 12px 36px #00000026}.scenario-dropdown-header{border-bottom:1px solid var(--glass-border);background:#ffffff08;justify-content:space-between;align-items:center;padding:10px 14px;display:flex}.scenario-header-title{color:var(--text-primary);align-items:center;gap:6px;font-size:.82rem;font-weight:700;display:flex}.scenario-dropdown-list{flex-direction:column;gap:4px;padding:6px;display:flex;overflow-y:auto}.scenario-dropdown-item{cursor:pointer;color:var(--text-primary);border-radius:8px;justify-content:space-between;align-items:center;padding:8px 10px;font-size:.82rem;transition:background .15s;display:flex}.scenario-dropdown-item:hover{background:#6366f11f}.scenario-dropdown-item.active-item{border-left:3px solid var(--primary);background:#6366f12e;font-weight:600}.scenario-item-info{flex-direction:column;flex:1;gap:2px;min-width:0;display:flex}.scenario-item-name{white-space:nowrap;text-overflow:ellipsis;font-weight:600;overflow:hidden}.scenario-item-sub{color:var(--text-muted);font-size:.72rem}.scenario-item-actions{align-items:center;gap:4px;display:flex}.btn-scenario-inline-dup,.btn-scenario-inline-del{color:var(--text-muted);cursor:pointer;background:0 0;border:none;border-radius:4px;padding:4px 6px;font-size:.75rem;transition:all .15s}.btn-scenario-inline-dup:hover{color:var(--info);background:#0ea5e926}.btn-scenario-inline-del:hover{color:var(--danger);background:#ef444426}.scenario-overflow-wrapper{z-index:10001;display:inline-flex;position:relative}.btn-overflow-trigger{border-radius:8px;padding:5px 10px;font-size:.85rem}.scenario-overflow-menu{-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);z-index:100000;background:#0f172a;border:1px solid #ffffff26;border-radius:12px;flex-direction:column;gap:2px;min-width:210px;padding:6px;animation:.15s ease-out fadeInDown;display:flex;position:absolute;top:calc(100% + 8px);right:0;box-shadow:0 16px 40px #0009}[data-theme=light] .scenario-overflow-menu{background:#fff;border-color:#cbd5e1;box-shadow:0 12px 36px #00000026}.overflow-item{color:var(--text-primary);cursor:pointer;text-align:left;background:0 0;border:none;border-radius:6px;align-items:center;gap:8px;width:100%;padding:8px 12px;font-size:.82rem;font-weight:500;transition:background .15s;display:flex}.overflow-item:hover{background:#6366f11f}.overflow-item-danger:hover{color:var(--danger);background:#ef444426}.overflow-divider{background:var(--glass-border);height:1px;margin:4px 0}.visually-hidden-select{clip:rect(0, 0, 0, 0)!important;white-space:nowrap!important;border:0!important;width:1px!important;height:1px!important;margin:-1px!important;padding:0!important;position:absolute!important;overflow:hidden!important}.active-badge-label{color:var(--text-muted);text-transform:uppercase;letter-spacing:.05em;font-size:.72rem;font-weight:600}.active-scenario-name{color:var(--primary-focus);font-weight:700}.scenario-controls{align-items:center;gap:var(--space-2);display:flex}.scenario-select-wrapper{align-items:center;display:flex;position:relative}.scenario-select-icon{left:var(--space-3);color:var(--primary);pointer-events:none;font-size:.85rem;position:absolute}.scenario-select{appearance:none;background:var(--input-bg);color:var(--text-primary);border:1px solid var(--input-border);border-radius:var(--input-radius);padding:var(--space-2) var(--space-3) var(--space-2) var(--space-8);font-family:var(--font-body);cursor:pointer;outline:none;min-width:180px;font-size:.82rem;font-weight:500;transition:all .2s}.scenario-select:focus-visible{border-color:var(--primary-focus);box-shadow:0 0 0 3px var(--primary-glow)}.scenario-select option{color:var(--text-primary);padding:var(--space-2);background:#0f172a}.btn-save-scenario{align-items:center;gap:var(--space-2);font-weight:600;display:flex}.btn-delete-scenario:hover:not(:disabled){color:#fca5a5;border-color:var(--danger);background:#ef44442e}.scenario-comments-banner{align-items:flex-start;gap:var(--space-3);border-radius:var(--input-radius);width:100%;padding:var(--space-3) var(--space-4);margin-top:var(--space-3);background:#6366f11a;border:1px dashed #6366f159;font-size:.88rem;animation:.3s ease-out fadeIn;display:flex}.scenario-comments-banner i{color:var(--primary);margin-top:2px;font-size:1rem}.scenario-comments-banner .comments-content{flex-direction:column;gap:2px;display:flex}.scenario-comments-banner strong{color:var(--primary-focus);text-transform:uppercase;letter-spacing:.04em;font-size:.78rem;font-weight:600}.scenario-comments-banner span{color:var(--text-primary);line-height:1.45}.modal-backdrop{-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);z-index:100000;width:100vw;height:100vh;padding:var(--space-4);background:#050814bf;justify-content:center;align-items:center;animation:.2s ease-out fadeIn;display:flex;position:fixed;top:0;left:0}.modal-card{border:1px solid var(--panel-border);border-radius:var(--card-radius);box-shadow:var(--shadow-lg);background:#121a2ff2;flex-direction:column;width:100%;max-width:480px;max-height:85vh;display:flex;overflow:hidden}.modal-header{padding:var(--space-4) var(--space-5);border-bottom:1px solid var(--panel-border);justify-content:space-between;align-items:center;display:flex}.modal-header h3{font-family:var(--font-display);color:var(--text-primary);align-items:center;gap:var(--space-2);font-size:1.1rem;font-weight:700;display:flex}.modal-header h3 i{color:var(--primary-focus)}.btn-close-modal{color:var(--text-muted);cursor:pointer;padding:var(--space-1);background:0 0;border:none;border-radius:4px;font-size:1.1rem;transition:color .2s}.btn-close-modal:hover{color:var(--text-primary)}.btn-close-modal:focus-visible{outline:2px solid var(--primary-focus);box-shadow:0 0 0 3px var(--primary-glow)}.modal-body{padding:var(--space-5);gap:var(--space-3);flex-direction:column;flex:1;min-height:0;display:flex;overflow-y:auto}.modal-body textarea{background:var(--input-bg);width:100%;color:var(--text-primary);border:1px solid var(--input-border);border-radius:var(--input-radius);padding:var(--space-3);font-family:var(--font-body);resize:vertical;outline:none;font-size:.88rem;transition:border-color .2s}.modal-body textarea:focus-visible{border-color:var(--primary-focus);box-shadow:0 0 0 3px var(--primary-glow)}.modal-footer{justify-content:flex-end;align-items:center;gap:var(--space-3);padding:var(--space-4) var(--space-5);border-top:1px solid var(--panel-border);background:#0a0f1e66;display:flex}.footer-disclaimer-btn{color:var(--primary-focus);cursor:pointer;text-underline-offset:3px;background:0 0;border:none;font-family:inherit;font-size:.85rem;font-weight:600;text-decoration:underline;transition:color .2s}.footer-disclaimer-btn:hover{color:#a5b4fc}.footer-disclaimer-btn:focus-visible{outline:2px solid var(--primary-focus);border-radius:2px}.modal-card-lg{max-width:680px;max-height:85vh}.disclaimer-modal-body{padding:var(--space-5) var(--space-6);gap:var(--space-5);flex-direction:column;display:flex;overflow-y:auto}.disclaimer-section{gap:var(--space-2);flex-direction:column;display:flex}.disclaimer-section 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(width<=1024px){.dashboard-grid{grid-template-columns:1fr}}.panel{background:var(--panel-bg);-webkit-backdrop-filter:blur(16px);border:1px solid var(--panel-border);border-radius:var(--card-radius);padding:var(--space-6);box-shadow:var(--shadow-md);transition:border-color .3s,box-shadow .3s}.panel:hover{box-shadow:var(--shadow-lg);border-color:#ffffff1f}.panel-header{align-items:center;gap:var(--space-3);margin-bottom:var(--space-5);display:flex}.panel-header i:not(.info-icon){color:var(--primary-focus);font-size:1.25rem}.panel-header h2{font-family:var(--font-display);letter-spacing:-.01em;color:var(--text-primary);font-size:1.3rem;font-weight:600}.panel-header.sub-section{margin-top:var(--space-3);margin-bottom:var(--space-4)}.panel-header.sub-section i:not(.info-icon){color:var(--accent-purple)}.divider{background:var(--panel-border);height:1px;margin:var(--space-6) 0}.section-description{color:var(--text-secondary);margin-bottom:var(--space-5);font-size:.9rem}.form-grid{gap:var(--space-5);flex-direction:column;display:flex}.input-group{gap:var(--space-2);flex-direction:column;display:flex}.input-group label{color:var(--text-secondary);text-transform:uppercase;letter-spacing:.05em;font-size:.85rem;font-weight:600}.input-group-row{gap:var(--space-4);align-items:flex-end;display:flex}.width-65{width:65%}.width-60{width:60%}.width-50{width:50%}.width-40{width:40%}.width-35{width:35%}.input-wrapper{align-items:center;display:flex;position:relative}.input-wrapper input{background:var(--input-bg);border:1px solid var(--input-border);border-radius:var(--input-radius);width:100%;color:var(--text-primary);font-family:var(--font-body);outline:none;padding:10px 14px;font-size:1rem;font-weight:500;transition:all .2s}.input-wrapper input:focus{border-color:var(--input-focus);box-shadow:0 0 0 3px var(--primary-glow)}.input-wrapper.prefix input{padding-left:32px}.input-wrapper.suffix input{padding-right:44px}.input-addon{color:var(--text-muted);pointer-events:none;font-size:.95rem;font-weight:500;position:absolute}.input-wrapper.prefix .input-addon{left:14px}.input-wrapper.suffix .input-addon{right:14px}input::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}input[type=number]{-moz-appearance:textfield}.form-field-group{gap:var(--space-2);flex-direction:column;display:flex}.slider-wrapper{padding-top:0}.slider{-webkit-appearance:none;width:100%;height:6px;margin:var(--space-2) 0 0 0;background:#ffffff1a;border-radius:3px;outline:none;transition:background .3s}.slider::-webkit-slider-thumb{appearance:none;background:var(--primary);cursor:pointer;width:16px;height:16px;box-shadow:0 0 10px var(--primary-glow);border-radius:50%;transition:transform .1s,background-color .2s}.slider::-webkit-slider-thumb:hover{background:var(--accent-purple);transform:scale(1.2)}.slider::-moz-range-thumb{background:var(--primary);cursor:pointer;width:16px;height:16px;box-shadow:0 0 10px var(--primary-glow);border:none;border-radius:50%;transition:transform .1s,background-color .2s}.slider::-moz-range-thumb:hover{background:var(--accent-purple);transform:scale(1.2)}.loan-amount-badge{border-radius:var(--input-radius);padding:var(--space-4) var(--space-5);gap:var(--space-3);background:#6366f114;border:1px solid #6366f133;flex-direction:column;margin:0;font-size:.9rem;display:flex}.badge-row{justify-content:space-between;align-items:center;width:100%;display:flex}.loan-amount-badge span{color:var(--text-secondary)}.loan-amount-badge strong{color:var(--primary);font-family:var(--font-display);font-size:1.1rem;font-weight:700}.dashboard-outputs{gap:var(--space-6);flex-direction:column;min-width:0;display:flex}.kpi-grid{gap:var(--space-4);grid-template-columns:repeat(6,1fr);display:grid}.kpi-card{background:var(--panel-bg);-webkit-backdrop-filter:blur(16px);border:1px solid var(--panel-border);border-radius:var(--card-radius);padding:var(--space-4) var(--space-5);box-shadow:var(--shadow-sm);justify-content:space-between;gap:var(--space-3);flex-direction:column;transition:all .3s;display:flex;position:relative;overflow:hidden}#kpi-piti-card,#kpi-cash-flow-card{grid-column:span 3}.kpi-grid>.kpi-card.warning,#kpi-interest-saved-card,.kpi-grid>.kpi-card.primary{grid-column:span 2}@media (width<=1024px){.kpi-grid{grid-template-columns:repeat(2,1fr)}#kpi-piti-card,#kpi-cash-flow-card,.kpi-grid>.kpi-card.warning,#kpi-interest-saved-card,.kpi-grid>.kpi-card.primary{grid-column:span 1}}@media (width<=640px){.kpi-grid{grid-template-columns:1fr}.kpi-card{grid-column:span 1!important}}.kpi-card:before{content:"";width:4px;height:100%;position:absolute;top:0;left:0}.kpi-card.highlight:before{background:var(--accent-blue)}.kpi-card.success:before{background:var(--success)}.kpi-card.primary:before{background:var(--primary)}.kpi-card:hover{box-shadow:var(--shadow-md);border-color:#ffffff1a;transform:translateY(-2px)}.kpi-header{color:var(--text-secondary);text-transform:uppercase;letter-spacing:.05em;justify-content:space-between;align-items:center;font-size:.85rem;font-weight:600;display:flex}.kpi-header i:not(.info-icon){opacity:.8;font-size:1.1rem}.kpi-card.highlight .kpi-header i:not(.info-icon){color:var(--accent-blue)}.kpi-card.success .kpi-header i:not(.info-icon){color:var(--success)}.kpi-card.primary .kpi-header i:not(.info-icon){color:var(--primary)}.kpi-value{font-family:var(--font-display);letter-spacing:-.01em;font-size:1.8rem;font-weight:700}.kpi-footer{color:var(--text-muted);border-top:1px solid #ffffff0d;align-items:center;gap:6px;margin-top:4px;padding-top:10px;font-size:.85rem;display:flex}.kpi-dti-container{flex-grow:1;justify-content:space-between;align-items:center;gap:16px;padding:6px 0;display:flex}.cash-flow-hero-column{flex-direction:column;gap:3px;min-width:0;display:flex}.cash-flow-hero-sublabel{color:var(--text-muted);text-transform:uppercase;letter-spacing:.04em;font-size:.68rem;font-weight:600}.dti-gauge-wrapper{flex-shrink:0;justify-content:center;align-items:center;width:115px;height:115px;display:flex;position:relative}.dti-gauge-svg{width:100%;height:100%}.dti-gauge-bg{fill:none;stroke:#ffffff14;stroke-width:8px}[data-theme=light] .dti-gauge-bg{stroke:#0f172a1a}.dti-gauge-fill{fill:none;stroke:#10b981;stroke-width:8px;stroke-linecap:round;stroke-dasharray:238.76;stroke-dashoffset:238.76px;transform-origin:50%;filter:drop-shadow(0 0 6px #10b98159);transition:stroke-dashoffset .6s cubic-bezier(.4,0,.2,1),stroke .3s;transform:rotate(-90deg)}.dti-gauge-center{text-align:center;flex-direction:column;justify-content:center;align-items:center;line-height:1.1;display:flex;position:absolute}.dti-gauge-value{font-family:var(--font-display);color:var(--text-primary);font-size:1.4rem;font-weight:800}.dti-gauge-sublabel{color:var(--text-muted);text-transform:uppercase;letter-spacing:.04em;margin-top:1px;font-size:.65rem;font-weight:600}.dti-status-pill{white-space:nowrap;border-radius:20px;align-items:center;gap:5px;width:fit-content;margin-top:4px;padding:4px 10px;font-size:.74rem;font-weight:600;transition:all .3s;display:inline-flex}.dti-status-pill.ideal{color:#10b981;background:#10b9811f;border:1px solid #10b98140}.dti-status-pill.manageable{color:#f59e0b;background:#f59e0b24;border:1px solid #f59e0b59}.dti-status-pill.high-risk{color:#ef4444;background:#ef444424;border:1px solid #ef444459}[data-theme=light] .dti-status-pill.ideal{color:#047857;background:#10b9811a;border-color:#10b9814d}[data-theme=light] .dti-status-pill.manageable{color:#b45309;background:#f59e0b1a;border-color:#f59e0b4d}[data-theme=light] .dti-status-pill.high-risk{color:#b91c1c;background:#ef44441a;border-color:#ef44444d}.kpi-footer strong{color:var(--text-primary)}.cash-flow-table-container{border-top:1px solid #ffffff0f;margin-top:auto;padding-top:8px}[data-theme=light] .cash-flow-table-container{border-top-color:#0f172a14}.cash-flow-micro-table{border-collapse:collapse;text-align:left;width:100%;font-size:.72rem}.cash-flow-micro-table th{color:var(--text-muted);text-transform:uppercase;letter-spacing:.04em;border-bottom:1px solid #ffffff0a;padding:2px 2px 4px;font-size:.6rem;font-weight:600}[data-theme=light] .cash-flow-micro-table th{border-bottom-color:#0f172a0f}.cash-flow-micro-table td{font-weight:700;font-family:var(--font-display);color:var(--text-primary);white-space:nowrap;padding:4px 2px 2px;font-size:.76rem}.cash-flow-micro-table td.highlight-net{color:var(--accent-blue)}.kpi-view-toggle{border:1px solid var(--panel-border);background:#ffffff0f;border-radius:6px;align-items:center;gap:2px;padding:2px;display:flex}[data-theme=light] .kpi-view-toggle{background:#f1f5f9;border-color:#cbd5e1}.btn-toggle-view{color:var(--text-muted);cursor:pointer;background:0 0;border:none;border-radius:4px;justify-content:center;align-items:center;width:24px;height:24px;font-size:.75rem;transition:all .2s;display:flex}.btn-toggle-view:hover{color:var(--text-primary)}.btn-toggle-view.active{background:var(--primary);color:#fff;box-shadow:0 1px 4px var(--primary-glow)}.piti-view-container{flex-direction:column;gap:10px;padding-top:4px;transition:opacity .25s;display:flex}.piti-view-container.hidden{display:none!important}.piti-hero-block{flex-direction:column;gap:1px;display:flex}.piti-hero-sublabel{color:var(--text-muted);text-transform:uppercase;letter-spacing:.04em;font-size:.68rem;font-weight:600}.piti-summary-badges{flex-direction:column;gap:6px;display:flex}.piti-badge-row{border:1px solid var(--panel-border);background:#ffffff08;border-radius:6px;justify-content:space-between;align-items:center;padding:6px 10px;font-size:.8rem;display:flex}.piti-badge-row.extra-row{background:#6366f114;border-color:#6366f138}.piti-badge-row.extra-row .badge-label{color:var(--text-secondary);font-weight:500}.piti-badge-row.extra-row strong{color:var(--primary-focus);font-weight:700}.piti-badge-row.arm-row{color:var(--warning);background:#f59e0b1a;border-color:#f59e0b4d}.piti-badge-row.arm-row strong{color:#f59e0b}.piti-badge-row.recast-kpi-row{color:var(--success);background:#10b9811a;border-color:#10b9814d}.piti-badge-row.recast-kpi-row strong{color:#10b981}[data-theme=light] .piti-badge-row.extra-row{background:#4f46e50f;border-color:#4f46e52e}[data-theme=light] .piti-badge-row.arm-row{background:#f59e0b14;border-color:#f59e0b40}[data-theme=light] .piti-badge-row.recast-kpi-row{background:#10b98114;border-color:#10b98140}.recast-cf-badge{color:var(--text-secondary);background:#10b98114;border:1px dashed #10b9814d;border-radius:6px;justify-content:space-between;align-items:center;padding:5px 10px;font-size:.78rem;display:flex}.recast-cf-badge strong{color:#10b981;font-weight:600}.cf-recast-dual-grid{color:var(--text-secondary);background:#10b98114;border-radius:6px;justify-content:space-between;align-items:center;margin-top:4px;padding:6px 8px;font-size:.78rem;display:flex}.cf-recast-dual-grid strong{color:var(--text-primary)}.piti-breakdown-grid{border-top:1px solid var(--panel-border);grid-template-columns:repeat(auto-fit,minmax(65px,1fr));gap:6px;margin-top:2px;padding-top:8px;display:grid}.piti-component-chip{border:1px solid var(--panel-border);background:#ffffff08;border-radius:6px;flex-direction:column;gap:3px;padding:6px 8px;transition:all .2s;display:flex}[data-theme=light] .piti-component-chip{background:#f8fafc;border-color:#e2e8f0}.chip-meta{align-items:center;gap:4px;display:flex}.component-dot{border-radius:50%;flex-shrink:0;width:6px;height:6px}.component-dot.pi{background:#6366f1}.component-dot.tax{background:#06b6d4}.component-dot.ins{background:#8b5cf6}.component-dot.pmi{background:#ef4444}.component-name{color:var(--text-muted);text-transform:uppercase;letter-spacing:.03em;font-size:.65rem;font-weight:600}.piti-component-chip strong{color:var(--text-primary);font-size:.78rem;font-weight:700}.piti-component-chip.pmi-chip{background:#ef444414;border-color:#ef444440}.piti-component-chip.pmi-chip strong{color:#ef4444}[data-theme=light] .piti-component-chip.pmi-chip{background:#ef44440f;border-color:#ef444433}#breakdown-pmi-wrapper{display:flex!important}#breakdown-pmi-wrapper[style*="display: none"]{display:none!important}.piti-donut-container{align-items:center;gap:16px;padding:8px 4px;display:flex}.donut-chart-wrapper{flex-shrink:0;justify-content:center;align-items:center;width:115px;height:115px;display:flex;position:relative}.donut-center-label{text-align:center;pointer-events:none;flex-direction:column;justify-content:center;align-items:center;line-height:1.1;display:flex;position:absolute}.donut-total-val{font-family:var(--font-display);color:var(--text-primary);letter-spacing:-.01em;font-size:1.15rem;font-weight:800}.donut-total-sub{color:var(--text-muted);text-transform:uppercase;letter-spacing:.04em;margin-top:1px;font-size:.65rem;font-weight:600}.donut-legend-grid{flex-direction:column;flex-grow:1;gap:6px;min-width:0;display:flex}.legend-chip,.legend-row{justify-content:space-between;align-items:center;gap:8px;padding:2px 0;font-size:.76rem;display:flex;box-shadow:none!important;background:0 0!important;border:none!important;border-bottom:1px dashed #ffffff0f!important;border-radius:0!important}.legend-chip:last-child,.legend-row:last-child{border-bottom:none!important}[data-theme=light] .legend-chip,[data-theme=light] .legend-row{background:0 0!important;border-bottom-color:#00000014!important}.legend-chip-left,.legend-meta{align-items:center;gap:6px;min-width:0;display:flex}.chip-dot,.legend-dot{border-radius:50%;flex-shrink:0;width:7px;height:7px}.chip-label,.legend-label{color:var(--text-muted);white-space:nowrap;font-size:.74rem;font-weight:500}.chip-val,.legend-val{color:var(--text-primary);font-size:.78rem;font-weight:700}.legend-chip-left{align-items:center;gap:5px;display:flex}.chip-dot{border-radius:50%;flex-shrink:0;width:7px;height:7px}.chip-label{color:var(--text-secondary);font-weight:500}.chip-val{color:var(--text-primary);font-weight:700}.savings-chips-container{align-items:center;gap:8px;width:100%;margin:10px 0 6px;display:flex}.savings-chip{border:1px solid var(--panel-border);cursor:pointer;-webkit-user-select:none;user-select:none;color:var(--text-secondary);background:#ffffff0a;border-radius:8px;flex-direction:column;flex:1;align-items:flex-start;gap:3px;min-width:0;padding:8px 10px;transition:all .2s cubic-bezier(.4,0,.2,1);display:flex}.savings-chip:hover{transform:translateY(-2px);box-shadow:0 4px 12px #00000040}.savings-chip-header{color:var(--text-secondary);white-space:nowrap;align-items:center;gap:5px;font-size:.72rem;font-weight:600;display:flex}.savings-chip-header i{font-size:.75rem}.savings-chip-value{font-family:var(--font-display);color:var(--text-primary);white-space:nowrap;text-overflow:ellipsis;max-width:100%;font-size:.95rem;font-weight:800;line-height:1.2;overflow:hidden}.savings-chip.monthly.active{background:#10b9811f;border-color:#10b98159}.savings-chip.monthly.active .savings-chip-header i,.savings-chip.monthly.active .savings-chip-header span{color:#10b981}.savings-chip.monthly.active .savings-chip-value{color:#10b981;text-shadow:0 0 10px #10b9814d}[data-theme=light] .savings-chip.monthly.active{background:#ecfdf5;border-color:#a7f3d0}[data-theme=light] .savings-chip.monthly.active .savings-chip-header i,[data-theme=light] .savings-chip.monthly.active .savings-chip-header span,[data-theme=light] .savings-chip.monthly.active .savings-chip-value{color:#047857;text-shadow:none}.savings-chip.lump-sum.active{background:#8b5cf61f;border-color:#8b5cf659}.savings-chip.lump-sum.active .savings-chip-header i,.savings-chip.lump-sum.active .savings-chip-header span{color:#a78bfa}.savings-chip.lump-sum.active .savings-chip-value{color:#a78bfa;text-shadow:0 0 10px #8b5cf64d}[data-theme=light] .savings-chip.lump-sum.active{background:#f5f3ff;border-color:#ddd6fe}[data-theme=light] .savings-chip.lump-sum.active .savings-chip-header i,[data-theme=light] .savings-chip.lump-sum.active .savings-chip-header span,[data-theme=light] .savings-chip.lump-sum.active .savings-chip-value{color:#6d28d9;text-shadow:none}.savings-chip.dimmed{opacity:.6;background:#ffffff05;border-color:#ffffff0d}[data-theme=light] .savings-chip.dimmed{background:#f8fafc;border-color:#e2e8f0}[data-theme=light] .savings-chip.dimmed .savings-chip-header,[data-theme=light] .savings-chip.dimmed .savings-chip-value{color:#94a3b8}.kpi-card.success .kpi-value{color:var(--success);text-shadow:0 0 12px var(--success-glow)}.kpi-card.danger:before{background:#ef4444}.kpi-card.danger .kpi-header i:not(.info-icon){color:#ef4444}.kpi-card.danger .kpi-value{color:#ef4444;text-shadow:0 0 12px #ef444433}.kpi-card.warning:before{background:#f59e0b}.kpi-card.warning .kpi-header i:not(.info-icon){color:#f59e0b}.kpi-card.warning .kpi-value{color:#f59e0b;text-shadow:0 0 12px #f59e0b33}.chart-header-row{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;margin-bottom:20px;display:flex}.chart-header-row .panel-header{margin-bottom:0}.chart-container{width:100%;height:320px;position:relative}.chart-view-presets{background:var(--input-bg);border:1px solid var(--panel-border);border-radius:20px;align-items:center;gap:4px;padding:3px 6px;display:flex}.preset-label{color:var(--text-muted);align-items:center;gap:4px;margin-right:2px;padding-left:4px;font-size:.75rem;font-weight:600;display:flex}.btn-chart-view{color:var(--text-secondary);cursor:pointer;background:0 0;border:1px solid #0000;border-radius:14px;padding:4px 10px;font-size:.72rem;font-weight:600;transition:all .2s}.btn-chart-view:hover:not(.active){color:var(--text-primary);background:#ffffff0d}.btn-chart-view.active{background:linear-gradient(135deg, var(--primary), var(--accent-purple));color:#fff;box-shadow:0 2px 8px var(--primary-glow);border-color:#0000}.chart-zoom-presets{background:var(--input-bg);border:1px solid var(--input-border);border-radius:20px;align-items:center;gap:4px;padding:3px 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i{color:var(--primary)}.compare-limit-label{color:var(--text-muted);font-size:.75rem;font-weight:500}.compare-count-badge{color:var(--primary);background:#6366f126;border:1px solid #6366f14d;border-radius:12px;padding:3px 10px;font-size:.72rem;font-weight:700}.compare-chips-grid{grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:10px;display:grid}.compare-chip{border:1.5px solid var(--panel-border);cursor:pointer;-webkit-user-select:none;user-select:none;background:#ffffff08;border-radius:10px;flex-direction:column;gap:6px;padding:10px 12px;transition:all .2s cubic-bezier(.4,0,.2,1);display:flex;position:relative}.compare-chip:hover:not(.disabled){background:#ffffff0f;border-color:#6366f166;transform:translateY(-2px)}.compare-chip.selected{border-color:var(--chip-color,var(--primary));background:var(--chip-bg,#6366f11f);box-shadow:0 4px 14px #0003}.compare-chip.disabled{opacity:.45;cursor:not-allowed;filter:grayscale(40%)}.compare-chip-top{justify-content:space-between;align-items:center;gap:8px;display:flex}.compare-chip-name{color:var(--text-primary);white-space:nowrap;text-overflow:ellipsis;align-items:center;gap:6px;font-size:.82rem;font-weight:700;display:flex;overflow:hidden}.compare-chip-color-dot{border-radius:50%;flex-shrink:0;width:10px;height:10px}.compare-chip-checkbox{width:16px;height:16px;accent-color:var(--primary);cursor:pointer}.compare-chip-metrics{color:var(--text-secondary);align-items:center;gap:8px;font-size:.73rem;display:flex}.compare-chip-metrics span{white-space:nowrap}.compare-empty-state{color:var(--warning);background:#f59e0b14;border:1px dashed #f59e0b4d;border-radius:8px;justify-content:space-between;align-items:center;gap:12px;padding:12px 14px;font-size:.78rem;font-weight:500;display:flex}[data-theme=light] .compare-scenarios-bar{background:#f8fafc;border-color:#e2e8f0}[data-theme=light] .compare-chip{background:#fff;border-color:#cbd5e1}[data-theme=light] .compare-chip:hover:not(.disabled){background:#f1f5f9;border-color:#94a3b8}[data-theme=light] .compare-chip.selected{background:var(--chip-bg-light,#eef2ff);border-color:var(--chip-color,#4f46e5)}.chart-milestones-bar{flex-wrap:wrap;align-items:center;gap:8px;min-height:28px;margin-bottom:12px;display:flex}.milestone-badge{cursor:default;border:1px solid #0000;border-radius:6px;align-items:center;gap:6px;padding:4px 10px;font-size:.75rem;font-weight:600;transition:all .2s;display:inline-flex}.milestone-badge.pmi{color:#ef4444;background:#ef44441a;border-color:#ef44444d}.milestone-badge.arm{color:#f59e0b;background:#f59e0b1a;border-color:#f59e0b4d}.milestone-badge.payoff{color:#10b981;background:#10b9811a;border-color:#10b9814d}.milestone-badge.recast{color:#0ea5e9;background:#0ea5e91a;border-color:#0ea5e94d}[data-theme=light] .milestone-badge.recast{color:#0284c7;background:#f0f9ff;border-color:#7dd3fc}.recast-control-card{background:var(--input-bg);border:1px solid var(--input-border);border-radius:12px;padding:14px 16px;transition:all .2s cubic-bezier(.4,0,.2,1)}.recast-card-header{justify-content:space-between;align-items:center;gap:12px;display:flex}.recast-toggle-title{color:var(--text-primary);align-items:center;gap:8px;font-size:.85rem;font-weight:700;display:flex}.switch-toggle{cursor:pointer;flex-shrink:0;width:38px;height:20px;display:inline-block;position:relative}.switch-toggle input{opacity:0;width:0;height:0}.switch-slider{background-color:var(--input-border);border-radius:20px;transition:all .25s cubic-bezier(.4,0,.2,1);position:absolute;inset:0}.switch-slider:before{content:"";background-color:#fff;border-radius:50%;width:14px;height:14px;transition:all .25s cubic-bezier(.4,0,.2,1);position:absolute;bottom:3px;left:3px}.switch-toggle input:checked+.switch-slider{background-color:var(--primary)}.switch-toggle input:checked+.switch-slider:before{transform:translate(18px)}.recast-card-body{border-top:1px dashed var(--panel-border);flex-direction:column;gap:12px;margin-top:14px;padding-top:14px;animation:.2s cubic-bezier(.4,0,.2,1) compareFadeIn;display:flex}.recast-impact-badge{background:#6366f114;border:1px solid #6366f140;border-radius:8px;justify-content:space-between;align-items:center;gap:10px;padding:10px 12px;font-size:.78rem;display:flex}.recast-impact-item{flex-direction:column;gap:2px;display:flex}.impact-label{color:var(--text-secondary);font-size:.7rem;font-weight:500}.impact-val{color:var(--text-primary);font-size:.85rem;font-weight:700}[data-theme=light] .recast-impact-badge{background:#eef2ff;border-color:#c7d2fe}[data-theme=light] .milestone-badge.pmi{color:#dc2626;background:#fef2f2;border-color:#fca5a5}[data-theme=light] .milestone-badge.arm{color:#d97706;background:#fffbeb;border-color:#fde68a}[data-theme=light] .milestone-badge.payoff{color:#059669;background:#ecfdf5;border-color:#a7f3d0}.target-calc-grid{grid-template-columns:1fr 1fr;gap:24px;display:grid}@media (width<=768px){.target-calc-grid{grid-template-columns:1fr}}.target-inputs{flex-direction:column;gap:16px;display:flex}.target-results{background:#ffffff05;border:1px solid #ffffff0d;border-radius:12px;flex-direction:column;justify-content:space-between;gap:16px;padding:20px;display:flex}.result-tile{flex-direction:column;gap:6px;display:flex}.tile-label{color:var(--text-secondary);text-transform:uppercase;letter-spacing:.05em;font-size:.8rem}.tile-value{font-family:var(--font-display);color:var(--success);text-shadow:0 0 15px var(--success-glow);font-size:2.2rem;font-weight:700}.result-sub-info{border-top:1px solid #ffffff0d;flex-direction:column;gap:8px;padding-top:12px;display:flex}.sub-info-row{color:var(--text-secondary);justify-content:space-between;font-size:.85rem;display:flex}.sub-info-row strong{color:var(--text-primary)}.sub-info-row strong.text-success{color:var(--success)}.table-header-row{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;margin-bottom:20px;display:flex}.table-header-row .panel-header{margin-bottom:0}.table-actions{align-items:center;gap:12px;display:flex}.view-toggle{background:var(--input-bg);border:1px solid var(--input-border);border-radius:20px;padding:2px;display:flex}.view-toggle .btn{background:0 0;border:none;border-radius:18px;padding:6px 16px}.view-toggle .btn.active{background:var(--primary);color:#fff;box-shadow:0 2px 8px var(--primary-glow)}.chart-toggle-buttons{background:var(--input-bg);border:1px solid var(--input-border);border-radius:20px;gap:2px;padding:2px;display:flex}.chart-toggle-buttons .btn{color:var(--text-secondary);background:0 0;border:none;border-radius:18px;padding:6px 16px}.chart-toggle-buttons .btn.active{background:var(--primary);color:#fff;box-shadow:0 2px 8px var(--primary-glow)}.chart-toggle-buttons .btn:hover:not(.active){color:var(--text-primary);background:#ffffff0d}.table-scroll-container{border:1px solid var(--panel-border);background:#0a0f1e66;border-radius:8px;overflow-x:auto}.schedule-table{border-collapse:collapse;width:100%;font-size:.9rem}.schedule-table th,.schedule-table td{text-align:right;border-bottom:1px solid var(--panel-border);white-space:nowrap;padding:12px 16px}.schedule-table th{color:var(--text-secondary);text-transform:uppercase;letter-spacing:.05em;background:#ffffff05;font-size:.8rem;font-weight:600}.schedule-table th.text-center,.schedule-table td.text-center{text-align:center}.schedule-table tbody tr{transition:background-color .2s}.schedule-table tbody tr:hover{background:#ffffff05}.schedule-table tbody tr:last-child td{border-bottom:none}.text-success{color:var(--success)}.text-primary{color:var(--primary)}.text-warning{color:var(--warning)}.text-muted{color:var(--text-muted)}.table-pagination{border-top:1px solid #ffffff0d;justify-content:space-between;align-items:center;margin-top:16px;padding-top:10px;display:flex}.pagination-info{color:var(--text-secondary);font-size:.85rem}.btn{font-family:var(--font-body);border-radius:var(--input-radius);cursor:pointer;color:var(--text-primary);border:1px solid #0000;outline:none;justify-content:center;align-items:center;gap:8px;padding:10px 20px;font-size:.9rem;font-weight:600;transition:all .2s;display:inline-flex}.btn-primary{background:linear-gradient(135deg, var(--primary), var(--accent-purple));box-shadow:0 4px 14px var(--primary-glow);color:#fff!important}.btn-primary i,.btn-primary span{color:#fff!important}.btn-primary:hover{transform:translateY(-1px);box-shadow:0 6px 20px #6366f166}.btn-primary:active{transform:translateY(1px)}.btn-outline{border:1px solid var(--input-border);background:0 0}.btn-outline:hover{background:#ffffff0d;border-color:#fff3}.btn-block{width:100%}.btn-sm{border-radius:6px;padding:6px 12px;font-size:.8rem}.btn-xs{border-radius:4px;padding:4px 8px;font-size:.75rem}.btn-outline.btn-xs{color:var(--text-muted);border-color:#ffffff14}.btn-outline.btn-xs:hover{color:var(--text-secondary);background:#ffffff08}.btn:disabled{opacity:.5;cursor:not-allowed;box-shadow:none!important;transform:none!important}.loan-preset-grid{background:var(--input-bg);border:1px solid var(--input-border);border-radius:var(--input-radius);grid-template-columns:repeat(3,1fr);gap:8px;padding:6px;display:grid}.btn-preset{color:var(--text-secondary);white-space:nowrap;background:0 0;border:1px solid #0000;border-radius:6px;padding:6px 4px;font-size:.78rem;font-weight:600;transition:all .2s}.btn-preset:hover:not(.active){color:var(--text-primary);background:#ffffff0d}.btn-preset.active{background:linear-gradient(135deg, var(--primary), var(--accent-purple));color:#fff;box-shadow:0 2px 8px var(--primary-glow)}.arm-settings-panel{background:#f59e0b0d;border:1px solid #f59e0b33;border-radius:12px;flex-direction:column;gap:12px;padding:14px;animation:.3s ease-out fadeIn;display:flex}@keyframes fadeIn{0%{opacity:0;transform:translateY(-4px)}to{opacity:1;transform:translateY(0)}}.arm-header{color:var(--warning);text-transform:uppercase;letter-spacing:.04em;align-items:center;gap:8px;font-size:.82rem;font-weight:600;display:flex}.arm-phase-badge{background:#0a0f1e99;border:1px solid #ffffff14;border-radius:8px;justify-content:space-between;align-items:center;gap:8px;padding:10px 12px;display:flex}.arm-phase-item{flex-direction:column;gap:2px;display:flex}.arm-phase-item .phase-title{color:var(--text-secondary);font-size:.72rem;font-weight:500}.arm-phase-item .phase-rate{color:var(--primary);font-size:.85rem;font-weight:700}.arm-phase-item.warning .phase-rate{color:var(--warning)}.arm-phase-item .phase-payment{color:var(--text-primary);font-size:.78rem;font-weight:600}.arm-phase-arrow{color:var(--text-muted);font-size:.85rem}.app-footer-bar{text-align:center;color:var(--text-muted);border-top:1px solid var(--panel-border);margin-top:8px;padding:16px 0;font-size:.8rem}@media (width<=768px){.app-header{flex-direction:column;align-items:stretch;gap:14px}.top-navbar-right{flex-direction:column;align-items:stretch;gap:10px;width:100%}.navbar-utility-actions{justify-content:center;width:100%}.header-branding{text-align:center;align-items:center}.header-logo{justify-content:center}.header-logo h1{font-size:clamp(1.6rem,5vw,2.2rem)}.header-subtitle{font-size:.85rem}.scenario-toolbar{flex-direction:column;align-items:stretch;gap:10px;width:100%;padding:10px 12px}.scenario-badge-container{border-radius:8px;justify-content:center;width:100%}.scenario-controls{align-items:center;gap:8px;width:100%;display:flex}.scenario-select-wrapper{flex:1;min-width:0}.scenario-select{text-overflow:ellipsis;width:100%;min-width:0}.btn-save-scenario{white-space:nowrap;padding:6px 10px;font-size:.8rem}.scenario-comments-banner{flex-direction:row;padding:8px 12px;font-size:.8rem}.panel{padding:16px}}@media (width<=480px){.app-container{padding:12px 10px}.scenario-controls{gap:6px}.scenario-badge-container{padding:4px 8px;font-size:.75rem}.active-scenario-name{text-overflow:ellipsis;white-space:nowrap;max-width:180px;overflow:hidden}.modal-card{margin:10px}}.info-icon{cursor:pointer;vertical-align:middle;opacity:.85;justify-content:center;align-items:center;width:1em;height:1em;margin-left:6px;transition:all .2s;display:inline-flex;color:var(--text-muted)!important;font-size:.85rem!important;line-height:1!important}.info-icon:hover,.info-icon:focus{opacity:1;outline:none;transform:scale(1.2);color:var(--primary)!important}[data-theme=light] .info-icon{color:var(--text-muted)!important}[data-theme=light] .info-icon:hover,[data-theme=light] .info-icon:focus{opacity:1;color:#4f46e5!important}.btn-help-glossary{color:var(--primary);background:#6366f114;border-color:#6366f159}[data-theme=light] .btn-help-glossary{color:#4f46e5;background:#e0e7ff;border-color:#4f46e559}.help-section{margin-top:24px}.glossary-controls{flex-direction:column;gap:12px;margin:14px 0 18px;display:flex}.search-wrapper{align-items:center;width:100%;display:flex;position:relative}.search-wrapper i{color:var(--text-muted);pointer-events:none;font-size:.85rem;position:absolute;left:12px}.search-wrapper input{border:1px solid var(--panel-border);width:100%;color:var(--text-primary);background:#ffffff0a;border-radius:8px;padding:10px 12px 10px 36px;font-size:.85rem;transition:all .2s}.search-wrapper input:focus{border-color:var(--primary);outline:none;box-shadow:0 0 0 3px #6366f133}[data-theme=light] .search-wrapper input{background:#fff;border-color:#cbd5e1}.glossary-category-pills{flex-wrap:wrap;gap:8px;display:flex}.category-pill{border:1px solid var(--panel-border);color:var(--text-secondary);cursor:pointer;background:#ffffff08;border-radius:20px;padding:5px 14px;font-size:.78rem;font-weight:600;transition:all .2s}.category-pill:hover{border-color:var(--primary);color:var(--text-primary)}.category-pill.active{background:var(--primary);color:#fff;border-color:var(--primary);box-shadow:0 2px 8px #6366f14d}[data-theme=light] .category-pill{color:#475569;background:#f8fafc;border-color:#cbd5e1}[data-theme=light] .category-pill.active{color:#fff;background:#4f46e5;border-color:#4f46e5}.glossary-cards-grid,.modal-glossary-cards{grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:16px;display:grid}.glossary-card{border:1px solid var(--panel-border);background:#ffffff08;border-radius:12px;flex-direction:column;gap:8px;padding:16px;transition:all .25s cubic-bezier(.4,0,.2,1);display:flex}.glossary-card:hover{border-color:#6366f166;transform:translateY(-2px);box-shadow:0 6px 16px #0003}[data-theme=light] .glossary-card{background:#fff;border-color:#e2e8f0;box-shadow:0 1px 3px #0000000d}[data-theme=light] .glossary-card:hover{border-color:#818cf8;box-shadow:0 4px 12px #4f46e51f}.glossary-card-top{justify-content:space-between;align-items:center;gap:8px;display:flex}.glossary-card-title{font-family:var(--font-display);color:var(--text-primary);align-items:center;gap:8px;font-size:.95rem;font-weight:700;display:flex}.glossary-card-title i{color:var(--primary);font-size:.9rem}[data-theme=light] .glossary-card-title i{color:#4f46e5}.glossary-tag{text-transform:uppercase;letter-spacing:.5px;color:var(--primary);white-space:nowrap;background:#6366f11f;border:1px solid #6366f140;border-radius:10px;padding:2px 8px;font-size:.65rem;font-weight:700}[data-theme=light] .glossary-tag{color:#4338ca;background:#e0e7ff;border-color:#c7d2fe}.glossary-card-body{color:var(--text-secondary);font-size:.85rem;line-height:1.55}@keyframes term-pulse{0%{border-color:#6366f1;box-shadow:0 0 #6366f1b3}70%{border-color:#6366f1;box-shadow:0 0 0 12px #6366f100}to{box-shadow:0 0 #6366f100}}.term-pulse{animation:1.8s ease-in-out infinite term-pulse;border-color:var(--primary)!important}.accordion-container{flex-direction:column;gap:16px;display:flex}.accordion-group{border:1px solid var(--border-color);background:var(--bg-card);border-radius:12px;transition:border-color .2s,box-shadow .2s;overflow:hidden}.accordion-group:hover{border-color:#6366f14d}.accordion-header{width:100%;padding:var(--space-3) var(--space-4);color:var(--text-primary);font-family:var(--font-body);cursor:pointer;text-align:left;-webkit-user-select:none;user-select:none;background:#ffffff05;border:none;flex-direction:column;align-items:stretch;transition:background .2s;display:flex}[data-theme=light] .accordion-header{background:#f8fafc}.accordion-header:hover{background:#6366f10f}.accordion-header-top{justify-content:space-between;align-items:center;width:100%;display:flex}.accordion-title{align-items:center;gap:var(--space-2);font-weight:600;display:flex}.accordion-title i{color:var(--primary);font-size:1.1rem}.accordion-title h2{font-family:var(--font-display);color:var(--text-primary);margin:0;font-size:1.05rem;font-weight:600}.accordion-icon{color:var(--text-muted);flex-shrink:0;margin-left:8px;font-size:.85rem;transition:transform .3s cubic-bezier(.4,0,.2,1)}.accordion-group.open .accordion-icon{transform:rotate(180deg)}.accordion-summary-row{align-items:center;width:100%;margin-top:8px;transition:opacity .2s,max-height .2s;display:flex}.accordion-group.open .accordion-summary-row{display:none}.accordion-summary-badge{color:var(--text-muted);white-space:nowrap;text-overflow:ellipsis;background:#ffffff0d;border:1px solid #ffffff14;border-radius:20px;max-width:100%;padding:4px 10px;font-size:.75rem;font-weight:500;transition:opacity .2s;overflow:hidden}[data-theme=light] .accordion-summary-badge{color:#475569;background:#e2e8f0;border-color:#cbd5e1}.accordion-body{padding:var(--space-5);border-top:1px solid var(--panel-border);animation:.2s ease-in-out fadeIn;display:none}.accordion-group.open .accordion-body{gap:var(--space-5);flex-direction:column;display:flex}.accordion-group.open .accordion-summary-badge{opacity:.6}@media (width<=768px){.accordion-header{padding:12px 14px}.accordion-summary-badge{max-width:100%;padding:3px 8px;font-size:.7rem}.accordion-body{padding:14px 12px}}.mobile-summary-bar{z-index:1000;-webkit-backdrop-filter:blur(14px);background:#0f172af0;border:1px solid #ffffff1f;border-radius:16px;justify-content:center;align-items:center;width:calc(100% - 48px);max-width:1440px;padding:12px 24px;display:flex;position:fixed;bottom:16px;left:50%;transform:translate(-50%);box-shadow:0 8px 32px #0006}[data-theme=light] .mobile-summary-bar{background:#fffffff2;border-color:#0000001f;box-shadow:0 8px 32px #0f172a1f}.mobile-summary-content{justify-content:center;align-items:center;gap:32px;width:100%;display:flex;overflow-x:auto}.mobile-summary-metric{text-align:center;flex-direction:column;align-items:center;gap:2px;display:flex}.mobile-metric-label{text-transform:uppercase;letter-spacing:.5px;color:var(--text-muted);font-size:.68rem;font-weight:600}.mobile-metric-val{color:var(--text-main);white-space:nowrap;font-size:.95rem;font-weight:700}.mobile-metric-val.success{color:var(--success)}.mobile-metric-val.danger{color:var(--danger)}.mobile-metric-val.warning{color:var(--warning)}.mobile-jump-btn{border-radius:20px;flex-shrink:0;padding:6px 16px;font-size:.78rem;box-shadow:0 2px 8px #6366f166}body{padding-bottom:80px}@media (width<=768px){.mobile-summary-bar{border-bottom:none;border-left:none;border-right:none;border-radius:0;width:100%;max-width:100%;padding:10px 14px;bottom:0;left:0;right:0;transform:none}.mobile-summary-content{gap:14px}.mobile-metric-val{font-size:.85rem}.mobile-jump-btn{padding:5px 12px;font-size:.72rem}}.mt-4{margin-top:1.5rem!important}#accordion-payoff-body .input-group.mt-4{margin-top:1.75rem!important}.btn-manage-onetime{white-space:nowrap;border-radius:6px;align-items:center;gap:6px;padding:4px 10px;font-size:.75rem;font-weight:600;display:inline-flex}.onetime-add-card{background:var(--bg-card-alt,#ffffff08);border:1px solid var(--border-color);border-radius:12px;padding:16px}.add-card-title{color:var(--text-main);align-items:center;gap:8px;margin-bottom:12px;font-size:.9rem;font-weight:600;display:flex}.onetime-list-section{margin-top:16px}.onetime-list-header{justify-content:space-between;align-items:center;margin-bottom:12px;display:flex}.onetime-list-header h4{margin:0;font-size:.9rem;font-weight:600}.onetime-payments-list{flex-direction:column;gap:8px;max-height:220px;padding-right:4px;display:flex;overflow-y:auto}.onetime-payment-row{border:1px solid var(--border-color);background:#ffffff0a;border-radius:10px;justify-content:space-between;align-items:center;padding:10px 14px;transition:background .2s;display:flex}.onetime-payment-row:hover{background:#ffffff12}.onetime-payment-info{align-items:center;gap:12px;display:flex}.onetime-month-pill{color:var(--primary-color);letter-spacing:.3px;background:#6366f126;border-radius:6px;padding:3px 8px;font-size:.78rem;font-weight:600}.onetime-amount-val{color:var(--success);font-size:.95rem;font-weight:700}.btn-delete-onetime{color:var(--text-muted);cursor:pointer;background:0 0;border:none;border-radius:6px;padding:4px 8px;font-size:.88rem;transition:all .2s}.btn-delete-onetime:hover{color:var(--danger);background:#ef44441f}.onetime-total-display{color:var(--text-muted);align-items:center;gap:8px;font-size:.88rem;font-weight:500;display:flex}.onetime-total-display strong{color:var(--success);font-size:1.05rem;font-weight:700}.empty-onetime-state{text-align:center;color:var(--text-muted);border:1px dashed var(--border-color);background:#ffffff05;border-radius:10px;padding:24px 16px;font-size:.85rem;font-style:italic}.btn-mode-toggle{align-items:center;gap:var(--space-2);padding:0 var(--space-3);border-radius:var(--input-radius);height:34px;color:var(--text-secondary);border-color:var(--panel-border);cursor:pointer;font-size:.82rem;font-weight:600;transition:all .25s;display:inline-flex}.btn-mode-toggle:hover{color:var(--primary-focus);border-color:var(--primary);background:#6366f11f;transform:translateY(-1px)}.btn-mode-toggle.active-simple-mode{background:linear-gradient(135deg, var(--primary), var(--accent-purple));box-shadow:0 2px 10px var(--primary-glow);border-color:#0000;color:#fff!important}[data-theme=light] .btn-mode-toggle{color:#475569;border-color:#cbd5e1}[data-theme=light] .btn-mode-toggle:hover{color:#4f46e5;background:#e0e7ff;border-color:#818cf8}[data-theme=light] .btn-mode-toggle.active-simple-mode{background:linear-gradient(135deg,#4f46e5,#7c3aed);color:#fff!important}body.simple-mode #accordion-arm-group,body.simple-mode #accordion-budget-group,body.simple-mode #accordion-payoff-group,body.simple-mode #closing-costs-group,body.simple-mode #kpi-cash-flow-card,body.simple-mode #kpi-interest-saved-card,body.simple-mode #piti-view-toggle,body.simple-mode .target-calc-panel,body.simple-mode .chart-header-actions{display:none!important}body.simple-mode #kpi-simple-saved-badge{align-items:center;gap:var(--space-2);margin-top:var(--space-2);margin-bottom:var(--space-2);color:var(--success);background:#10b9811f;border:1px solid #10b9814d;border-radius:6px;padding:4px 10px;font-size:.84rem;display:inline-flex!important}body.simple-mode .kpi-grid{gap:var(--space-4);grid-template-columns:repeat(3,1fr);display:grid}body.simple-mode #kpi-piti-card,body.simple-mode #kpi-interest-paid-card,body.simple-mode #kpi-time-saved-card{grid-column:span 1!important}@media (width<=1024px){body.simple-mode .kpi-grid{grid-template-columns:1fr}}.modal-overlay{-webkit-backdrop-filter:blur(8px);z-index:100000;background:#0f172abf;justify-content:center;align-items:center;width:100vw;height:100vh;display:flex;position:fixed;inset:0}[data-theme=light] .modal-overlay{background:#0f172a73}.modal-compare-card{flex-direction:column;width:95%;max-width:1080px;max-height:90vh;display:flex}.compare-selection-bar{align-items:center;gap:var(--space-3);padding-bottom:var(--space-4);margin-bottom:var(--space-4);border-bottom:1px solid var(--panel-border);flex-wrap:wrap;display:flex}.compare-selection-label{color:var(--text-secondary);font-size:.88rem;font-weight:600}.compare-selection-chips{gap:var(--space-2);flex-wrap:wrap;display:flex}.compare-chip{align-items:center;gap:var(--space-2);cursor:pointer;background:var(--input-bg);border:1px solid var(--panel-border);color:var(--text-secondary);border-radius:20px;padding:5px 12px;font-size:.82rem;font-weight:600;transition:all .2s;display:inline-flex}.compare-chip.active{border-color:var(--primary);color:var(--primary-focus);background:#6366f126}.compare-chip .chip-dot{background:currentColor;border-radius:50%;width:8px;height:8px}.compare-matrix-wrapper{border-radius:var(--card-radius);border:1px solid var(--panel-border);max-height:calc(80vh - 160px);overflow:auto}.compare-matrix-table{border-collapse:separate;border-spacing:0;width:100%;font-size:.88rem}.compare-matrix-table th,.compare-matrix-table td{border-bottom:1px solid var(--panel-border);border-right:1px solid var(--panel-border);vertical-align:middle;padding:10px 14px}.compare-matrix-table th:last-child,.compare-matrix-table td:last-child{border-right:none}.compare-matrix-table tr:last-child td{border-bottom:none}.compare-matrix-table th{background:var(--input-bg);color:var(--text-secondary);text-align:left;z-index:10;font-weight:600;position:sticky;top:0}.compare-matrix-table th.scenario-col-header{text-align:center;border-top:3px solid var(--primary);min-width:180px}.compare-matrix-table th.metric-label-col{z-index:12;background:var(--panel-bg);min-width:220px;position:sticky;left:0}.compare-matrix-table td.metric-label-cell{z-index:11;background:var(--panel-bg);color:var(--text-primary);font-weight:600;position:sticky;left:0}.compare-matrix-table tr.category-header-row td{color:var(--primary);text-transform:uppercase;letter-spacing:.05em;background:#6366f114;font-size:.8rem;font-weight:700}.compare-matrix-table td.scenario-val-cell{text-align:center}.compare-best-badge{color:var(--success);background:#10b9812e;border:1px solid #10b98166;border-radius:4px;margin-left:6px;padding:2px 6px;font-size:.72rem;font-weight:700;display:inline-block}[data-theme=light] .compare-matrix-table th.metric-label-col,[data-theme=light] .compare-matrix-table td.metric-label-cell{background:#fff}[data-theme=light] .compare-matrix-table th{background:#f1f5f9}